One partner for your entire payment stack
Valden Pay provides ten core payment solutions — credit card processing, POS systems, mobile and online payments, ACH, recurring billing, invoicing, financing, and gift & loyalty programs — configured around how your business actually operates.
Credit Card Processing
Accept every major card brand — Visa, Mastercard, American Express, and Discover — with fast authorizations and next-day funding. Interchange-plus pricing means you see exactly what each transaction costs, with no padded rates hiding in your statement.
POS Systems
From a single countertop terminal to a full multi-station restaurant or retail system, we match hardware and software to your workflow. Inventory tracking, employee management, tip handling, and real-time reporting come standard on modern systems.
Mobile Payments
Take payments wherever your business goes. Bluetooth card readers and mobile apps turn a phone or tablet into a full-featured terminal — ideal for contractors, farmers markets, deliveries, and pop-ups.
Virtual Terminal
Key in phone and mail orders securely from any web browser. Store customer cards on file with tokenization, so repeat billing takes seconds instead of phone tag.
Online Payments
Accept payments on your website with hosted checkout pages, payment links, or full e-commerce gateway integration. Secure, mobile-friendly, and built to reduce cart abandonment.
ACH Processing
Move larger payments at a fraction of card costs. ACH is ideal for rent, invoices, memberships, and B2B transactions where card fees eat into your margin.
Recurring Billing
Set up automatic billing for memberships, subscriptions, and installment plans. Automatic card-updater tools reduce failed payments when customer cards expire.
Invoicing
Send professional digital invoices customers can pay in one click. Track what's outstanding, automate reminders, and get paid faster without chasing checks.
Business Financing
Access working capital based on your processing history. Merchant funding programs can put capital in your account quickly for inventory, equipment, or expansion — repaid as a small share of daily sales.
Gift Cards & Loyalty Programs
Turn one-time buyers into regulars. Branded gift cards bring in cash up front, and loyalty programs give customers a reason to come back — both fully integrated with your POS.
Payroll (Coming Soon)
Payroll services are on our roadmap, so you'll be able to manage payments in and payments out with one partner. Ask us about early availability.
Not sure which solution fits?
Tell us how your business takes payments today. We'll recommend the setup that saves the most and works the hardest.